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Personal Auto Insurance


auto insuranceWe represent multiple A+ rated auto insurance companies that offer competitive rates for all of your auto needs.

Our provided products:

  • Personal Auto
  • Motorcycles
  • Boats
  • Recreational Vehicles (ATV, RV, Trailer)
  • Personal Umbrella (excess coverage to protect you)


Personal injury protection (PIP) coverage

Regardless of fault, personal injury protection (PIP) can help cover medical expenses for you and your passengers after an accident. Offered, or it can required, in no-fault states, PIP is a complex coverage that varies widely by state. It covers rehabilitation, hospitalization, other medical expenses, and sometimes lost wages up to the limits you select.

Medical payments coverage

Medical payments coverage can help cover accident-related medical expenses for you, other drivers on your policy and passengers. There is also coverage if you're struck by a car as a pedestrian or cyclist.

Comprehensive coverage

This coverage is for all those unpredictable elements that spring up on the road or on your driveway. Comprehensive coverage can help pay for repairs or replacement, if your car's totaled after your car's damaged by theft, fire, a natural disaster, vandalism or a falling tree branch. Glass damage is typically covered.

Collision coverage

“Full coverage” is a combination of collision coverage and comprehensive coverage. While your property damage coverage helps others repair their cars, collision coverage is there to assist YOU. Collision helps to either repair damage or replace damaged parts of your car if you’ve caused an accident. Collison and comprehensive coverages are not state-mandated coverages, but they may be required by a loan or leasing company.

Liability coverage

Legally required in most states, liability is a type of car insurance coverage. It pays for medical care, damaged property, and lost wages for other drivers and passengers if you're found at fault in an accident.

Bodily injury (BI) and property damage (PD) liability coverage

Bodily injury (BI) and property damage (PD) liability are the basic building blocks of a typical car insurance policy. BI insurance covers medical expenses and lost wages for injured drivers or passengers, while PD insurance covers the repairs or replacement of damaged cars and other property.

Uninsured Motorist coverage

When the accident-causing driver is uninsured, uninsured motorist bodily injury liability coverage can help pay for medical expenses and lost wages of policyholders, authorized drivers, and passengers.

Similar to uninsured motorist is underinsured coverage. This covers comes into play when the at-fault driver's liability limits aren't enough to cover your post-accident expenses.

Uninsured and underinsured motorist property damage coverage helps pay for your car's repairs if the at-fault driver doesn't have enough of the required property damage coverage or if they are uninsured.